# TF Financial Services GmbH

> Tech-infused CFO as a Service, fiduciary (Treuhand) and business consulting for Swiss SMEs and startups. Based in Binz (ZH), Switzerland, serving clients across Switzerland in German and English. Led by Tilo Frenzel, a CFO with 28 years of experience including balance sheet responsibility up to CHF 1 billion.

TF Financial Services combines senior financial leadership with modern technology: cloud accounting, automation and AI-supported analytics. Company registration: CHE-476.639.633.

## Services

- [CFO as a Service](https://tf-fs.com/cfo-as-a-service/): Fractional/part-time CFO for SMEs and startups - financial strategy, budgeting and forecasting, 13-week liquidity planning, management/board/investor reporting, risk management, financing and M&A support. Engagements from one day per month to two days per week.
- [Fractional CFO Switzerland](https://tf-fs.com/fractional-cfo-switzerland/): Senior finance leadership on demand - what a Fractional CFO costs in Switzerland, when SMEs need one, and how it complements a fiduciary.
- [Accounting](https://tf-fs.com/accounting/): Outsourced accounting, payroll, taxes and audit support - digital and scalable, in partnership with Run my Accounts (digital accounting) and Infoniqa (payroll).
- [Consulting](https://tf-fs.com/consulting/): Business strategy, corporate consulting, risk management and project leadership.
- [Board Mandates](https://tf-fs.com/verwaltungsrat-mandate/): Independent board member (Verwaltungsrat) and advisory board (Beirat) mandates for Swiss companies - finance, risk management and governance expertise from regulated environments.

## Key facts

- Target clients: Swiss SMEs (roughly CHF 2-50 million revenue) and startups
- Positioning: "Tech-Infused Finance" - finance leadership plus digitalisation/AI expertise
- Engagement model: monthly retainer, typically 1-4 days per month, agreed as a fixed monthly fee after an initial consultation
- Languages: German and English (website: EN at tf-fs.com, DE at tf-fs.com/de/)
- Contact: +41 44 548 00 44, info@tf-fs.com, Im Herrenholz 35, 8122 Binz (ZH), Switzerland

## Company

- [About us](https://tf-fs.com/about/): Leadership, mission and values; profile of founder Tilo Frenzel
- [Contact](https://tf-fs.com/contact/): Phone, email, contact form and location
- [Blog](https://tf-fs.com/blog/): Articles on finance leadership, AI in finance, reporting and Swiss business topics
- [Company registry entry (Moneyhouse)](https://www.moneyhouse.ch/en/company/tf-financial-services-gmbh-13000484351)

## Optional

- [Privacy policy](https://tf-fs.com/privacy-policy/)