Most companies with revenue between two and fifty million don't need a full-time CFO. They need someone who can interpret the numbers before they become a problem—and who is there when a bank, an auditing firm, or an investor has questions.
I've been doing this job for twenty-eight years, most of that time as CFO.
What’s new isn’t the role itself, but the way it’s structured: no longer working full-time for a single company, but providing services on a tailored basis for several. TF Financial Services supports Swiss SMEs and startups from Binz (ZH)—as an external CFO, a fiduciary partner, and an independent board member.
Ongoing financial management at the right level: planning, liquidity, reporting, and meetings with banks and investors. One to four days per month. About the Service
Accounting, payroll, sales tax, and financial statements—managed on an ongoing basis rather than processed retroactively, so the numbers are useful for decision-making. About Our Services
Independent board membership or a fixed-term consulting project: strategy, risk management, project management. About the Assignment
The last point is the most common, and it’s the one that goes unnoticed the longest. A fiduciary fulfills his duties: he records transactions, prepares financial statements, and ensures that obligations are met. But financial statements merely describe what has happened—they cannot be used to guide future actions.
Twenty-eight years in financial leadership roles, most of them as CFO—in Frankfurt, London, and Zurich, and in Switzerland since 2007. Responsible for balance sheets of up to one billion Swiss francs, audit committees, and financing negotiations on both sides of the table. In addition, risk management and governance in regulated environments: For the Swiss division of a major international bank, I established a comprehensive risk management framework—spanning all subsidiaries and organizational units.
Anything that meets this standard will also stand up to scrutiny by an auditor or investor. More about me and the company
Your account is managed in one place and doesn’t get passed around. This is made possible by our resources: Infoniqa’s in-house payroll team, the specialized accounting services of Run my Accounts, and a network of partners for technical questions. You get the personalized attention of a small team and the reliability of a large one.
I've sought out and reviewed financing options, reported to audit committees, and served on them. That changes the way you structure a document—you know what the other person is looking for.
Automation where it makes financial sense—not just as a selling point. Where an hour of manual labor is cheaper than a tool, it stays manual—and I'm telling you this.
In practice, this applies to SMEs with revenue ranging from approximately two to fifty million Swiss francs, as well as to startups after their first round of funding. However, what matters most is not so much the size of the company as whether there are decisions to be made for which the current figures are insufficient.
No. In many client engagements, the existing fiduciary remains responsible for bookkeeping, and financial management relies on that. Where it makes sense to have both services provided by a single provider, that is also possible— see “Fiduciary Services.”
Yes. The office is located in Binz (ZH), and we work primarily online; I travel there for board meetings, meetings with banks, and to kick off a new engagement.
German and English, both spoken and written—including negotiations and board of directors’ documents.
An initial consultation takes one hour and is non-binding. Afterward, you'll know where your company stands financially and what steps to take first.
Schedule an Initial Consultation
Copyright © 2026 by TF Financial Services.